Let’s face it — ₦100k no dey reach like before. In 2025, you need at least ₦200k to confidently enter the small business game. Whether you’re fresh out of NYSC, tired of job hunting, or just ready to hustle smart, these 21 business ideas will help you start lean and grow clean.

💳 1. POS & Cash Transfer Business

Still booming and still needed. Get your POS device from fintechs like Moniepoint, Opay, or Palmpay.

• POS machine: ₦15k–₦30k
• Branding/signage: ₦10k
• Capital float: ₦100k minimum

Offer NEPA bill payment, DSTV recharges, deposits, transfers, and withdrawals. Location is everything—target areas with little banking access.

🛏️ 2. Bedsheet & Pillowcase Production

Buy fabrics at Oshodi or Lagos Island, hire local tailors, and sell packaged sets. Add custom embroidery for extra value.

🍹 3. Zobo, Smoothies & Small Chops Combo

With proper branding and hygiene, food & drink is always a win. Get bottles, learn recipes from YouTube, and market your combo packs online.

📦 4. Okrika Select (Clean & Resell)

Thrift is still hot. Buy Grade A wears from Badagry, wash and repackage, and resell on WhatsApp, IG or even bulk to mini resellers.

🍿 5. Popcorn & Snacks Stall

• Popcorn machine: ₦65k–₦80k
• Sealing machine: ₦10k
• Ingredients + packaging: ₦30k

Set up near schools, churches, cinemas. Let the aroma do your marketing.

💻 6. Digital Marketing Freelance

Use ₦200k to get a laptop + internet. Take free courses on Coursera and Google Digital Garage. Offer services like ad management, copywriting, and content strategy.

📲 7. Phone Accessories Sales

Source products from AliExpress or Computer Village. Sell chargers, earphones, power banks. High demand, small capital. Sell online or in person.

🧹 8. Home/Office Cleaning

Offer deep-cleaning for homes or offices. Tools = ₦30k. Market to realtors, estate WhatsApp groups, or Instagram.

🍽️ 9. Home Food Delivery

Offer daily lunch deliveries or “cooler food” for events. Use social media and customer service to grow your client base fast.

🎂 10. Cake & Pastry Biz

Learn from online bakers. Start with ₦150k to buy an oven, ingredients, and packaging. Start with cupcakes and birthday cakes.

👕 11. T-Shirt Branding

Print motivational shirts or merch for events, weddings, schools. Partner with a screen printer or buy basic tools to DIY.

📚 12. Private Tutoring

Teach WAEC, JAMB, or even coding. Print flyers and promote online. ₦200k will cover materials and marketing.

🪴 13. Snail Farming

Low-cost, backyard business. Buy snails, build a pen, and be patient. They take 6–12 months to mature but have great ROI.

👟 14. Sneaker Cleaning & Restoration

Young Nigerians love fresh kicks. Offer cleaning services using basic gear and promote on TikTok. Before/after pics = content gold.

🛍️ 15. Thrift Bag & Shoe Resale

Curate stylish sets from Yaba or Aswani market. Package and upsell. Add repairs and polish for a professional edge.

🔌 16. Internet Café & Print Services

Basic printer + laptop + modem. Offer application filling, passport printing, laminating, and typing services.

✂️ 17. Mobile Barber or Hair Stylist

Buy rechargeable clippers and start home service appointments. Barbing + beard oil upsells = extra cash.

🪡 18. Tailoring & Adjustment Services

Start with basic hemming, resizing, and fixing. Use your 200k to rent a corner or buy a good second-hand sewing machine.

🧠 19. Freelance Writing or Voiceovers

Offer services on Fiverr and Upwork. Invest in a good mic, Grammarly, Canva Pro. Write blogs, scripts, or do narration.

📱 20. Social Media Page Management

Help small businesses set up and run their Instagram and Facebook. Offer content plans, post scheduling, and community engagement.

💼 21. Invest in Someone Else’s Hustle

If you’re not business-savvy, partner with someone who is. Use your 200k to invest in a friend’s running business. Document terms and profit share clearly.

🎯 Final Words

₦200k might not buy you the world, but it can build your first foundation. With consistency, discipline, and smart marketing, you can turn a small hustle into a full-time income.

Got questions or need help picking the right idea for your area?
Drop a comment or DM us @fleekng. We’ve got your back, boss.